38202 Mendocino Way
Palmdale, CA, 93550
$429,950
MLS: SR26027414
Beds
3
Baths
3
Sq Ft
1,854
Lot
26.07 ac
Year Built
2007
MLS #
SR26027414
Days on Market
41
Listed
Feb 6, 2026
Description
Welcome to this newer-built, two-story townhome located in the desirable gated community of The Vineyards. Offering 3 bedrooms, 3 bathrooms, and 1,854 square feet of well-designed living space, this home combines comfort, functionality, and convenience. The kitchen features a center island, pantry, and included appliances stove, microwave, and dishwasher perfect for everyday living and entertaining. The dining area opens to a private patio through sliding glass doors, creating an easy indoor-outdoor flow. A full laundry room is conveniently located downstairs, while upstairs you'll find all bedrooms along with a versatile loft area ideal for a home office, study, or additional lounge space. The home also includes a 2-car attached garage that has been drywalled for a clean, finished feel. Residents of The Vineyards enjoy resort-style community amenities including a gated entrance, volleyball court, half basketball court, two playgrounds, BBQ areas, gazebo with grassy gathering space, guest parking, and professionally maintained landscaping throughout. Ideally located near downtown Palmdale with easy access to shopping, dining, schools, and everyday conveniences.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Genaro Robles · RBS Realty
Payment estimate
$3,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,995 · Loan: $386,955
- Principal & Interest
- $2,378
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,048 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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