$440,000
MLS: 226003135
Beds
3
Baths
2
Sq Ft
1,054
Lot
0.17 ac
Year Built
1957
MLS #
226003135
Days on Market
1
Listed
Jul 2, 2026
Description
Price Reduced!! Welcome to this charming 3-bedroom, 2-bathroom home located in a quiet and established neighborhood of Palmdale CA. Filled with abundant natural light, the home offers a warm and cozy atmosphere throughout. Recently painted, the interior feels fresh and inviting, while tile flooring throughout the home provides a cool, low-maintenance living environment year-round.The spacious backyard offers endless possibilities, with potential for an ADU (buyer to verify with city) or the opportunity to design outdoor spaces tailored to your needs. A standout feature of the property is the handcrafted artisanal wood-fired oven, perfect for baking bread, pizzas, and entertaining family and friends.This property combines comfort, character, and versatility, making it a wonderful place to call home.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Ricardo Garcia Gonzalez · Keller Williams Exclusive Properties
Payment estimate
$3,408
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
Average 30-yr fixed rate 6.43% as of Jul 2, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,485
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 2, 2026
- 30-year fixed
- 6.43%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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