3828 Napa
Palmdale, CA, 93550
$489,000
MLS: SR26056754
Beds
4
Baths
3
Sq Ft
1,978
Lot
0.19 ac
Year Built
1990
MLS #
SR26056754
Days on Market
22
Listed
Mar 15, 2026
Description
Beautiful 2 story home on very quiet street. This home features 4 large bedrooms, 3 baths, dining area and dining room, lots of wooden kitchen cabinets, wood flooring throughout, fireplace, central air and heating, vaulted ceilings, 2-car garage, security system, solar system, large master bedroom with walk-in closet, wooden blinds throughout, breakfast counter, large front and rear yards, and much more. Move-in condition and a must see.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Rodney Gallman · Citihome
Payment estimate
$3,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100
- Principal & Interest
- $2,704
- Property tax (1.25%)
- $509
- Homeowners insurance
- $300
- Mortgage insurance
- $183
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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