3838 W Bodega
San Bernardino, CA, 92407
$645,000
Original list price: $649,000
MLS: CV26059209
Beds
4
Baths
3
Sq Ft
2,187
Lot
0.11 ac
Year Built
2022
MLS #
CV26059209
Days on Market
88
Listed
Mar 18, 2026
Description
Welcome to this beautifully maintained gem in a desirable gated community! This 4-bedroom, 2.5-bath home offers a generous 2,187 sq ft of bright, open living space that’s perfect for family life and everyday comfort. Freshly painted inside and out, everything is immaculate, well-cared-for, and truly turnkey ready for you to just move in and start enjoying.The main level flows seamlessly with a spacious great room that opens to the kitchen and dining area, making it easy to stay connected whether you’re cooking, relaxing, or hosting. Head upstairs to the standout feature: a large, flexible loft that’s ideal as a media room, play zone, home office, teen hangout, or second living space. The fourth bedroom is conveniently located right off the loft, giving everyone their own privacy. The backyard is low-maintenance and ready for your personal touch concrete slab for patio furniture or play space, fresh turf for that green look without the watering, and DG accents for clean, modern appeal. Endless possibilities here for BBQs, kids running around, or just chilling outdoors.Huge bonus: this home comes with fully paid-off, owned solar panels no lease, no monthly payments, just lower electric bills and serious energy savings for years to come.Community amenities include secure gated entry, dedicated RV parking, a lovely park area, and well-kept common landscapes. Prime location too—quick access to major freeways, nearby parks, and excellent schools.This one checks all the boxes: clean, smart, family-friendly, and energy-efficient. Come take a look and see why this feels like home.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Kevin Watson · RE/MAX TIME REALTY
Payment estimate
$5,087
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,500 · Loan: $580,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,677
- Property tax (1.25%)
- $672
- Homeowners insurance
- $300
- Mortgage insurance
- $242
- HOA dues
- $196
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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