PendingSingleFamilyResidence

3681 Bilberry

San Bernardino, CA, 92407

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$599,000

MLS: CV26005414

Beds

4

Baths

3

Sq Ft

2,292

Lot

0.09 ac

Year Built

2016

MLS #

CV26005414

Days on Market

59

Listed

Jan 16, 2026

Description

Welcome to your private resort-style oasis in the highly desirable Rosena Ranch Community! Nestled at 3681 Bilberry Rd, San Bernardino, this stunning two-story home offers the perfect blend of comfort, style, and an unmatched community lifestyle—where every day feels like a luxury getaway. This beautifully maintained residence features 4 bedrooms, 3 bathrooms, and approximately 2,292 sq ft of living space. The thoughtfully designed floor plan includes a full bedroom and bathroom downstairs, ideal for guests or multi-generational living. The heart of the home is the chef-inspired kitchen, showcasing a large center island, upgraded appliances, crisp white cabinetry, and a walk-in pantry, all flowing seamlessly into the living area with tile flooring and a cozy fireplace—perfect for everyday living and entertaining. Upstairs, retreat to the oversized primary suite, your personal sanctuary complete with a spacious sitting area, soaking tub, separate shower, and a generously sized walk-in closet. The second floor also offers a welcoming loft-style seating area, upstairs laundry room, additional bedrooms and bathrooms, and abundant storage throughout. Step outside to enjoy the low-maintenance backyard, featuring an Alumawood patio cover with ceiling fan, turf landscaping, and a TV mount with power, creating the perfect space for relaxing or entertaining year-round. The front yard impresses with an extended driveway and cemented side yard, offering extra parking and functional outdoor space. What truly sets this home apart is the Rosena Ranch lifestyle. The community offers two resort-style pools with BBQ areas, all overlooking breathtaking mountain views—a true showstopper and the crown jewel of the neighborhood. Imagine lounging poolside, taking in the serene mountain backdrop, and feeling like you’re on vacation every single day—except this paradise is home. Residents also enjoy access to recreation rooms, a fitness center, parks, and walking trails, all within this beautifully planned community. This is more than a home—it’s a luxury lifestyle with resort vibes.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Erika Amis · EXP REALTY OF CALIFORNIA INC

Payment estimate

$4,461

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100

%
Principal & Interest
$3,312
Property tax (1.25%)
$624
Homeowners insurance
$300
Mortgage insurance
$225
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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