384 Saw Mill Canyon
Big Bear City, CA, 92314
$695,000
MLS: IG26071148
Beds
3
Baths
2
Sq Ft
1,288
Lot
2.44 ac
Year Built
2007
MLS #
IG26071148
Days on Market
5
Listed
Apr 11, 2026
Description
**The Quintessential Secluded Mountain Cabin everyone dreams about—welcome to “Serenity.”** Tucked away on 2.44 acres in a peaceful canyon setting, this modern log cabin offers rare privacy, natural beauty, and the true escape buyers are searching for. Surrounded by wilderness and backing to National Forest and conservation land, you’ll enjoy miles of scenic trails, seasonal stream sounds in the spring, and complete tranquility year-round. Designed for both relaxation and entertaining, the outdoor spaces shine with a spacious deck, spa, fire pit, BBQ area, patio swing, and custom picnic table—your own private mountain retreat under the stars. Inside, the open great room features soaring vaulted ceilings, a cozy pellet stove, and an inviting bar area that flows seamlessly into the kitchen—perfect for gathering with family and friends. The well-appointed kitchen offers generous space and a chef-style stove for easy entertaining. The layout includes two main-level bedrooms with a full bath and classic clawfoot tub, plus a loft-style third bedroom with its own ¾ bath—ideal for guests or flexible use. A separate laundry room adds convenience. Currently a permitted and successful vacation rental with San Bernardino County, this property offers both lifestyle and income potential. Located just minutes from Snow Summit and Bear Mountain, yet feeling worlds away, this is a rare opportunity to own a true Big Bear retreat where privacy, nature, and comfort come together. *Furnishings negotiable.*
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$5,128
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500
- Principal & Interest
- $3,843
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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