654 Villa Grove Drive
Big Bear City, CA, 92314
$649,000
MLS: IG26032814
Beds
3
Baths
2
Sq Ft
1,506
Lot
0.19 ac
Year Built
2006
MLS #
IG26032814
Days on Market
67
Listed
Feb 13, 2026
Description
Nestled among the trees, this beautifully maintained full-log Moonridge home offers the classic mountain-cabin atmosphere with modern touches throughout. The spacious great room features soaring tongue-and-groove ceilings, abundant natural light, and a hyper efficient wood burning fireplace that creates the perfect cozy focal point. The dining area opens to the back deck, making indoor-outdoor living easy. The updated kitchen includes newer flooring, wood cabinetry, granite counters, stainless steel appliances, and convenient bar seating. The lower level offers two comfortable guest bedrooms, one featuring a charming pop-out window seat with built-in storage. Upstairs, the open loft captures tree-top views, while the primary suite offers vaulted ceilings and an ensuite bath with tile flooring and a tiled shower. Additional highlights include pine interior doors, oil-rubbed bronze hardware, ceiling fans, and a wraparound deck—recently stained—providing multiple spots to relax and entertain in a private, wooded setting. The level parking pad provides easy access with only a few steps to the front entry. Ample storage space under the house adds even more functionality to this inviting mountain retreat.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Joe Pecoraro · RE/MAX BIG BEAR
Payment estimate
$4,808
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
- Principal & Interest
- $3,589
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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