385 Owls Cove Lane
Simi Valley, CA, 93065
$775,000
MLS: WS26047986
Beds
3
Baths
3
Sq Ft
1,376
Lot
0.06 ac
Year Built
1999
MLS #
WS26047986
Days on Market
39
Listed
Mar 4, 2026
Description
Set within a peaceful, gated neighborhood, this inviting Simi Valley home offers a bright, open layout designed for comfortable everyday living. High ceilings and generous natural light create an airy feel throughout the main level, where the living, dining, and kitchen spaces connect seamlessly for both relaxation and entertaining. The kitchen provides ample counter space and storage, making it easy to cook, gather, and enjoy. Upstairs, the primary suite serves as a private retreat with its own private ensuite bath, dual sinks, and a walk-in closet, while two additional bedrooms offer flexibility for family, guests, or a home office. A low-maintenance backyard extends the living space outdoors and is perfect for unwinding or hosting casual get-togethers. The added putting green is ready for short game practice. An attached two-car garage, in-home laundry, and central HVAC add everyday convenience. Residents of this gated community enjoy access to resort-style amenities, including a large pool and spa, beautifully maintained parks, and basketball courts, creating a vibrant and active environment just steps from home. With close proximity to shopping, schools, and commuter routes, the location blends privacy with practicality—an ideal setting for those seeking comfort, convenience, and community.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: STEVEN BARTLEY · Wetrust Realty
Payment estimate
$5,683
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500
- Principal & Interest
- $4,286
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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