ActiveSingleFamilyResidence

38502 Sumac Avenue

Palmdale, CA, 93550

1 / 22View all 22 photos

$417,000

MLS: PW26080045

Beds

3

Baths

2

Sq Ft

1,125

Lot

0.15 ac

Year Built

1957

MLS #

PW26080045

Days on Market

1

Listed

Apr 14, 2026

Description

Clean home in excellent location. Plans for ADU are included in sale.

Location

Palmdale, Los Angeles County, CA 93550

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Listed by: David Ramirez · Home Base Realty Inc

Payment estimate

$3,197

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $41,700 · Loan: $375,300

%
Principal & Interest
$2,306
Property tax (1.25%)
$434
Homeowners insurance
$300
Mortgage insurance
$156
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,595 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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