38519 37th Street
Palmdale, CA, 93550
$630,000
MLS: 26004088
Beds
4
Baths
3
Sq Ft
3,210
Lot
0.18 ac
Year Built
2002
MLS #
26004088
Days on Market
0
Listed
May 22, 2026
Description
Weekend gatherings have a new home address. This move-in ready two-story residence offers approximately 3,210 square feet of living space with a spacious and functional layout designed for everyday comfort and entertaining alike. From the moment you arrive, the home showcases classic Mediterranean-inspired architecture with stucco exterior finishes, a tiled roofline, mature shade trees, and an extended driveway with gated RV access that adds both flexibility and convenience. Inside, the main level features a versatile downstairs flex room positioned near a full bathroom, ideal for guests, a private office, fitness space, or additional living area. The kitchen has been refreshed with beautiful quartz countertops and a new sink, creating a clean and modern centerpiece that opens naturally into the home's living spaces. Upstairs, an oversized flex area provides an impressive amount of additional usable space rarely found at this price point, offering endless possibilities for a media room, game room, secondary lounge, or creative workspace. All bedrooms are situated upstairs for added privacy and separation from the main entertaining areas below. Fresh paint throughout the interior, including the walls, baseboards, and doors, gives the home a crisp and updated feel. Step outside to a fully hardscaped backyard complete with an expansive covered patio structure ready for outdoor dining, gatherings, and year-round enjoyment. Located near Manzanita Elementary, Desert Willow Middle School, Palmdale High School, and just minutes from the Antelope Valley Mall, shopping, dining, and commuter access, this property delivers the space, layout, and lifestyle today's buyers are searching for.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Angel Pelayo · Equity Smart Home Loans, inc.
Payment estimate
$4,780
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,000 · Loan: $567,000
- Principal & Interest
- $3,588
- Property tax (1.25%)
- $656
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $22,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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