38614 Talbot
Big Bear Lake, CA, 92315
$299,900
MLS: IG26083587
Beds
1
Baths
1
Sq Ft
504
Lot
0.09 ac
Year Built
1966
MLS #
IG26083587
Days on Market
1
Listed
Apr 17, 2026
Description
Sweet Retreat! Wait until you see this charming, one bedroom, one full bath cabin in high-demand area of Boulder Bay. Features inlclude a warm, knotty pine interior, a cozy wood stove fireplace, open floor plan with vaulted ceilings, a newer stainless steel range, wood-style laminate flooring, a ladder-accessed storage loft, wrap-around deck in front, spacious redwood deck overlooking the woods in back, easy level parking and a workshop in the sub-area. All of this is located in a treehouse-like setting near Castle Rock trails, between Boulder Bay Park and Papoose Bay. If you are looking for an affordabble home in a great location...THIS IS IT!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michael Dolan · KELLER WILLIAMS BIG BEAR
Payment estimate
$2,383
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,990 · Loan: $269,910
- Principal & Interest
- $1,658
- Property tax (1.25%)
- $312
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $10,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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