40193 Dream Street
Big Bear Lake, CA, 92315
$274,900
MLS: IG26031481
Beds
1
Baths
1
Sq Ft
560
Lot
0.09 ac
Year Built
1944
MLS #
IG26031481
Days on Market
33
Listed
Feb 11, 2026
Description
Vintage mountain cabin offering 1 bedroom and 1 bathroom, situated on a 4,000 sq ft lot. The home features classic cabin character and presents an excellent fixer-upper opportunity for buyers looking to restore or customize a mountain retreat. The layout offers a comfortable living space with natural light and a cozy, inviting feel. Conveniently located in close proximity to the lake, the Village, and local restaurants, providing easy access to shopping, dining, and year-round recreation while still enjoying a mountain setting. Ideal for a primary residence, second home, or renovation project.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Gloria Lopez · KELLER WILLIAMS BIG BEAR
Payment estimate
$2,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,490 · Loan: $247,410
- Principal & Interest
- $1,520
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $9,622 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear Lake) within ±10% of this home's price and size.
$259,888
246 Big Bear Trail
Big Bear Lake, 92315
$295,000
42598 Moonridge Road
Big Bear Lake, 92315
$299,000
688 Main
Big Bear Lake, 92315
$299,900
42596 Willow
Big Bear Lake, 92315
$299,900
38614 Talbot
Big Bear Lake, 92315
$299,999
42637 La Placida
Big Bear Lake, 92315
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.