38646 Annette Avenue
Palmdale, CA, 93551
(No pictures available yet)
$574,950
MLS: CV26092006
Beds
4
Baths
3
Sq Ft
3,099
Lot
0.19 ac
Year Built
2000
MLS #
CV26092006
Days on Market
1
Listed
May 8, 2026
Description
Welcome to this beautifully updated 4-bedroom, 3-bathroom two-story home in Palmdale! Featuring fresh interior and exterior paint, refreshed landscaping, professionally cleaned carpets, and a recently serviced AC, this home is move-in ready. Enjoy a spacious layout with a living room, a cozy family room with fireplace, and a well-equipped kitchen with center island, ample cabinet space, appliances, and a large pantry/laundry area. A convenient half bathroom is located downstairs. Upstairs offers a versatile loft, additional bedrooms, and bathrooms, including a primary suite with a walk-in closet and an attached bathroom featuring dual sinks and a separate tub and shower. The large backyard includes a patio area and plenty of space for entertaining or relaxing. Complete with an attached two-car garage and driveway, this home offers comfort and functionality.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Jessie Rodriguez · Coldwell Banker Icon
Payment estimate
$4,341
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,495 · Loan: $517,455
- Principal & Interest
- $3,227
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $20,123 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93551 (Palmdale)within ±10% of this home's price and size.
$550,000
41439 Bristle Cone Drive
Palmdale, 93551
$575,000
2812 Crocus Place
Palmdale, 93551
(No photos yet)
$590,000
2400 Allysum
Palmdale, 93551
Pending286 DOM$599,000
3537 Fairgreen Lane
Palmdale, 93551
$599,000
3537 Fairgreen Lane
Palmdale, 93551
(No photos yet)
$599,900
1823 Andrea
Palmdale, 93551
Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.