38738 Puerta Ave
Palmdale, CA, 93550
$421,000
Original list price: $439,000
MLS: IG26094742
Beds
3
Baths
2
Sq Ft
1,167
Lot
0.19 ac
Year Built
1955
MLS #
IG26094742
Days on Market
60
Listed
May 1, 2026
Description
Fully upgraded 3-bedroom, 2-bath home featuring a dining room and spacious family room. Big yard perfect for family gatherings with two storage shed to store all your necessities . The roof was completely replaced less than two years ago. Conveniently located just minutes from Antelope Valley College, Palmdale Academy Charter School, and Cactus Magnet Academy. The property includes solar panels and has no HOA.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Josie Ramirez · PONCE & PONCE REALTY, INC
Payment estimate
$3,274
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,100 · Loan: $378,900
Average 30-yr fixed rate 6.43% as of Jul 2, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,377
- Property tax (1.25%)
- $439
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 2, 2026
- 30-year fixed
- 6.43%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,735 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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