39074 North Bay
Big Bear Lake, CA, 92315
$405,000
MLS: DW26079872
Beds
1
Baths
1
Sq Ft
468
Lot
0.20 ac
Year Built
1948
MLS #
DW26079872
Days on Market
1
Listed
Apr 14, 2026
Description
Looking for a cabin to add to the real estate portfolio, here is the perfect cabin just a couple of minute walk to Big Bear Lake! This beautiful 1 bedroom recently remolded cabin sits on an 8700sqft lot, perfect for future expansion plans and storing the boat for lake activities. This cabin will be delivered fully furnished and ready to be rented when not being used by the owner.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Omar Rivera · SoCal 5 Real Estate
Payment estimate
$3,113
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,500 · Loan: $364,500
- Principal & Interest
- $2,240
- Property tax (1.25%)
- $422
- Homeowners insurance
- $300
- Mortgage insurance
- $152
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $14,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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