391 Montclair Drive 119
Big Bear City, CA, 92314
$279,000
Original list price: $299,900
MLS: TR26159686
Beds
2
Baths
2
Sq Ft
1,576
Lot
0.02 ac
Year Built
1971
MLS #
TR26159686
Days on Market
22
Listed
Jul 23, 2026
Description
Own the Land. Beautifully Maintained Home in Whispering Pines Estates. Discover comfortable Big Bear living in the highly desirable, resident-owned Whispering Pines Estates. This lovely home offers approximately 1,576 square feet with 2 bedrooms and 2 full bathrooms on a premium corner lot surrounded by mature pine, apple and poplar trees. The spacious one level floor plan provides easy living. Enjoy a welcoming living room with a cozy wood-burning stove, a large kitchen with abundant cabinet space, a separate dining area, three patio/deck areas, a covered two car carport, and attached exterior storage. Recent improvements include a newly installed water heater and a recently recoated heavy-duty roof. Additional features include an earthquake retrofit, master bathroom has double sinks and an enclosed walk-in shower, and water-saving low-flow toilets, and all appliances including washer and dryer. Whispering Pines Estates offers outstanding amenities, including a heated swimming pool, indoor spa, clubhouse, community laundromat, BBQ and picnic area, playground, RV/boat storage, and snow removal. Conveniently located just minutes from Big Bear Lake, Snow Summit, hiking, shopping, restaurants, and the National Forest.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Jonathan Minerick · Homecoin.com
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,496
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $27,900 · Loan: $251,100
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,615
- Property tax (1.25%)
- $291
- Homeowners insurance
- $300
- Mortgage insurance
- $105
- HOA dues
- $185
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $9,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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