39125 162nd Street
Palmdale, CA, 93591
$449,900
MLS: 26003742
Beds
3
Baths
2
Sq Ft
1,346
Lot
0.68 ac
Year Built
1986
MLS #
26003742
Days on Market
0
Listed
May 9, 2026
Description
MOVE-IN READY CONDITION...Subject property offers 3 bedrooms, 2 bathrooms sitting on 29,393 Sq Ft LOT. As you make your way inside the premises you will notice NEW laminate flooring throughout, NEW interior paint throughout, and NEW recess lights. The kitchen offers NEW quartz counter tops, and NEW stainless-steel appliances. The primary bedroom comes with its own access to the backyard. The primary bathroom offers a NEW shower tile backsplash, NEW vanity, and a NEW toilet. The second bathroom also offers a NEW shower tile backsplash, a NEW vanity, and a NEW toilet. Subject property also offers a NEW ROOF, NEW WINDOWS, a NEW GARAGE DOOR, and NEW DOORS, as well as NEW EXTERIOR PAINT. Do not hesitate, and come tour this home.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Israel Sanchez · Century 21 Doug Anderson
Payment estimate
$3,462
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,990 · Loan: $404,910
- Principal & Interest
- $2,525
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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