40287 Fieldspring Street
Palmdale, CA, 93591
$430,000
MLS: 26003373
Beds
4
Baths
2
Sq Ft
1,248
Lot
0.56 ac
Year Built
1978
MLS #
26003373
Days on Market
0
Listed
Apr 27, 2026
Description
Beautifully Updated Home on a Spacious Half-Acre Lot in Lake Los Angeles! Welcome to this exceptional 4-bedroom, 2-bath home nestled in the Lake Los Angeles community of Palmdale. Sitting on nearly half an acre, this property offers both modern comfort and room to grow -- a rare find at this price point. Step inside to a bright, inviting interior featuring contemporary waterproof vinyl plank flooring and an abundance of natural light streaming through large dual-pane windows. The remodeled kitchen is a showstopper, complete with custom pullout drawers, upgraded cabinetry, and modern finishes. Both bathrooms have been beautifully renovated, blending style and functionality. Major updates were completed in recent years, including a newer roof, HVAC system, and electrical panel, as well as New Water Heater just installed last month -- providing peace of mind and energy efficiency. Outside, the expansive lot offers endless possibilities -- whether you dream of creating a garden, adding an ADU, or simply enjoying the open space. The backyard features a custom-built play structure, above ground pool new in 2024 sure to delight, and the two-car garage plus a large driveway provide ample parking for vehicles, toys, and guests. Perfect for outdoor enthusiasts, this location offers easy access to scenic trails, horseback riding, and ATV adventures -- all while being just 20 minutes from the heart of Palmdale and within walking distance to local stores and conveniences.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Cherrie Brown · NextHome Real Estate Rockstars
Payment estimate
$3,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $387,000
- Principal & Interest
- $2,378
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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