39132 161st Street E
Palmdale, CA, 93591
$460,000
MLS: SR25188270
Beds
3
Baths
2
Sq Ft
1,402
Lot
1.30 ac
Year Built
1985
MLS #
SR25188270
Days on Market
195
Listed
Aug 22, 2025
Description
Welcome to this charming 3 bedroom, 2 bath home featuring 1,402 sqft of comfortable living space on over an acre of land. Perfectly situated on a desirable corner lot, the outdoor possibilities are endless, create your dream horse setup, start a garden, or expand with additional structures. With an additional 29,403 square foot lot included, this is a unique chance to own two lots at an incredible price. Contact me for more details.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Maria Laboriel · Real Broker
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000
- Principal & Interest
- $2,544
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $173
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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