39187 N Bay Drive
Big Bear, CA, 92315
$699,000
MLS: 219149215DA
Beds
4
Baths
2
Sq Ft
1,319
Lot
0.15 ac
Year Built
1930
MLS #
219149215DA
Days on Market
70
Listed
Jun 15, 2026
Description
Welcome to this captivating 1930s charmer in the highly desirable Boulder Bay neighborhood of BigBear Lake. Thoughtfully reimagined through a complete studs-out remodel in 2022, the home masterfully blends original vintage character with modern luxury and effortless comfort. Set on a rare street-to-street lot with a two-car garage, this turnkey retreat enjoys a prime location just moments from the shimmering lake, the vibrant village shops and restaurants, and world-class skiing. Step inside through the welcoming brick-and-wrought-iron entry into a bright, open-concept living space fully furnished with tasteful, high-quality pieces--ready for you to move in and enjoy immediately. Durable synthetic siding and new vinyl double-pane windows provide low-maintenance living and abundant natural light. Elegant laminate and tile flooring flows throughout, leading to a cozy living room centered around a warm wood-burning stove. The show-stopping chef's kitchen features crisp new countertops, custom cabinetry, a stylish tile backsplash, and premium high-end appliances--perfect for everything from casual family meals to spirited entertaining. Both bathrooms have been beautifully updated with fresh tile showers and contemporary vanities, while a tankless water heater and convenient stackable washer/dryer add modern efficiency. Outside, your private mountain oasis awaits: a generous concrete patio with a firepit, a brand-new luxury jacuzzi, and a rejuvenating sauna--ideal for year-round gatherings or peaceful evenings under the stars. Fully updated, impeccably maintained, and truly turnkey, this enchanting home is an outstanding opportunity for a primary residence, vacation getaway, or savvy investment in one of Southern California's most belovedmountain destinations.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Israel Barden · Re/Max Area Experts
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,329
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,039
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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