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PendingSingleFamilyResidence

3920 171st Street Street W

Torrance, CA, 90504

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$1,149,999

MLS: SB26104017

Beds

3

Baths

3

Sq Ft

2,173

Lot

0.21 ac

Year Built

1950

MLS #

SB26104017

Days on Market

22

Listed

Jun 24, 2026

Description

Endless Potential in North Torrance: Massive R2 Lot with Multi-Generational & ADU Potential! Bring your tools, your expansive vision, and your passion! Held by the same family for over 20 years, this spacious 3-bedroom, 3-bathroom, 2,173sf two-story home sits on a generous 8,942sf R2 lot, offering a rare blank canvas in one of the South Bay’s most desirable pockets. With the neighboring property recently selling for over $1.6M and multiple homes on the tract successfully adding ADUs or second units, the investment upside here is undeniable. Whether you are looking to create the ultimate multi-generational family compound or maximize your rental portfolio, this property is primed for a transformation. Families will appreciate direct access to the award-winning, top-distinguished Torrance Unified School District. Commuters and entertainment lovers will thrive with an ultra-central location just minutes from the 405, 91, 110, and 105 freeways, as well as the booming Inglewood entertainment hub featuring the Intuit Dome and SoFi Stadium. Offered as-is, this property requires some TLC but promises massive rewards. Cash and conventional buyers—don't miss out on this North Torrance gem. It will not last!

Location

Torrance, Los Angeles County, CA 90504

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Listed by: Marcela Paez · Century 21 Coastal Properties

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,573

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,034,999

%

Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$6,644
Property tax (1.25%)
$1,198
Homeowners insurance
$300
Mortgage insurance
$431
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 20, 2026

30-year fixed
6.65%
15-year fixed
5.95%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Torrance, CA 90504 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.