39270 Saddle Drive
Palmdale, CA, 93551
$811,990
MLS: 26002294
Beds
4
Baths
4
Sq Ft
3,191
Lot
0.31 ac
Year Built
2025
MLS #
26002294
Days on Market
37
Listed
Mar 19, 2026
Description
Lot 22 - New construction. City Ventures newest community in Palmdale. This home features 4 bedrooms and direct access three car garage. Home features recessed LED lighting, solar panel system and more. Photos are of the model home for reference and not the actual home for sale.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Luis Orellana · City Ventures Construction, Inc.
Payment estimate
$5,940
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,199 · Loan: $730,791
- Principal & Interest
- $4,490
- Property tax (1.25%)
- $846
- Homeowners insurance
- $300
- Mortgage insurance
- $304
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $28,420 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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