39299 Gainsborough Drive
Palmdale, CA, 93551
$619,000
MLS: IV25275750
Beds
4
Baths
3
Sq Ft
2,728
Lot
0.15 ac
Year Built
2008
MLS #
IV25275750
Days on Market
105
Listed
Dec 14, 2025
Description
No HOA, low taxes, no solar. Conveniently located near shopping, restaurants, schools, and freeways, this recently renovated 4-bedroom 3 bath home has a lot to offer. The first floor features ceramic tile flooring, dining room, den, half-bath, laundry room, and spacious kitchen that overlooks the living room. A sliding glass door leads you to the patio covered backyard that is dryscaped and requires minimal maintenance. Upstairs you’ll find the spacious primary bedroom, separate tub and shower, and walk in closet. Three spacious bedrooms and bath complete the upstairs living areas. Recent renovations include a newly installed garage door and water heater in 2024, sprinkler system in front and backyards, and engineered hardwood floor upstairs in 2023.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: JOSE RAMIREZ · PLATINUM EMPIRE REAL ESTATE
Payment estimate
$4,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,900 · Loan: $557,100
- Principal & Interest
- $3,423
- Property tax (1.25%)
- $645
- Homeowners insurance
- $300
- Mortgage insurance
- $232
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $21,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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