3930 Carmelina Street
San Bernardino, CA, 92407
$445,000
MLS: IV25188118
Beds
3
Baths
2
Sq Ft
1,308
Lot
0.17 ac
Year Built
1958
MLS #
IV25188118
Days on Market
161
Listed
Aug 22, 2025
Description
Cozy home in good established area of San Bernardino close to everything. Cal State University is just minutes away. Large back yard for the kids to enjoy themselves and all other activities. Schools, shops, public parks, public transportation and all other amenities conveniently close by.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: MARIO GUZMAN · Quality Real Estate Corp.
Payment estimate
$3,391
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500
- Principal & Interest
- $2,461
- Property tax (1.25%)
- $464
- Homeowners insurance
- $300
- Mortgage insurance
- $167
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92407 (San Bernardino) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.