39338 Windermere Court
Palmdale, CA, 93551
$495,000
MLS: 26004253
Beds
3
Baths
2
Sq Ft
1,257
Lot
0.15 ac
Year Built
1986
MLS #
26004253
Days on Market
0
Listed
May 29, 2026
Description
Welcome to this charming 3-bedroom, 2-bath home filled with natural light and surrounded by lush, mature landscaping. Thoughtfully maintained and full of warmth, this property offers comfortable living both inside and out. The backyard is a true retreat, featuring mature fruit trees, a garden area, and a covered patio with a concrete slab--perfect for relaxing, entertaining, or enjoying your morning coffee. An extended driveway provides ample parking and added convenience. Major updates have already been completed, including the AC system, water heater, and plumbing, offering peace of mind for years to come. Combining charm, functionality, and important system upgrades, this home is ready for its next owner to enjoy.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Rebecca Loa · Luxury Collective
Payment estimate
$3,826
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,500 · Loan: $445,500
- Principal & Interest
- $2,825
- Property tax (1.25%)
- $516
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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