ActiveTownhouse

3937 W 182nd Street

Torrance, CA, 90504

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$735,000

MLS: SB26045151

Beds

2

Baths

3

Sq Ft

1,277

Lot

0.46 ac

Year Built

1986

MLS #

SB26045151

Days on Market

42

Listed

Mar 8, 2026

Description

Welcome to 3937 W 182nd Street — a beautifully maintained Mediterranean-style townhome tucked inside an intimate gated community of just 12 residences in highly sought-after Torrance. Set behind wrought-iron gates and surrounded by lush landscaping, stone walkways, and vibrant greenery, this private enclave offers a peaceful retreat from the everyday. Located toward the rear of the complex, the home enjoys added privacy and a quiet setting. Inside, natural light fills the spacious living room, highlighting the laminate wood flooring and cozy gas fireplace — perfect for relaxed evenings at home. Sliding glass doors open to a generous private patio, ideal for entertaining, outdoor dining, or your morning coffee. The well-appointed kitchen features sleek black appliances, ample cabinetry, and a functional layout that flows seamlessly into the main living area. A convenient powder room is located on the main level for guests. Upstairs you’ll find two expansive primary suites, each with its own ensuite bathroom, offering comfort and privacy. The larger suite features a spacious walk-in closet, while both bedrooms provide bright, airy retreats. On the lower level, a versatile bonus room near the attached two-car garage offers flexibility as a home office, gym, media room, or potential third bedroom. The attached garage includes laundry hook-ups for added convenience. Located within the award-winning Torrance Unified School District and just minutes from shopping, dining, local markets, and major commuter routes, this townhome blends comfort, functionality, and location. A rare opportunity to own in a small, gated Torrance community — this is one you won’t want to miss.

Location

Torrance, Los Angeles County, CA 90504

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Listed by: Jennette Toderick · Century 21 Coastal Properties

Payment estimate

$5,406

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $73,500 · Loan: $661,500

%
Principal & Interest
$4,064
Property tax (1.25%)
$766
Homeowners insurance
$300
Mortgage insurance
$276
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $25,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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