3953 E Rincon
Ontario, CA, 91761
$600,000
MLS: TR26081727
Beds
3
Baths
3
Sq Ft
1,455
Lot
—
Year Built
2024
MLS #
TR26081727
Days on Market
6
Listed
Apr 15, 2026
Description
Welcome to this beautifully designed near-new 2024-built townhouse in the highly desirable Moonstone community—offering modern, stylish living, exceptional natural light, and a rare sense of space and privacy that truly sets it apart. This almost brand-new home features 1,455 sq ft of thoughtfully planned living space with 3 bedrooms and 2.5 bathrooms, designed for comfort, functionality, and everyday convenience. Home includes a leased solar system, offering improved energy efficiency and environmentally friendly living benefits. The main level showcases a bright, open-concept layout filled with abundant natural light from additional side windows, creating an inviting and spacious atmosphere. The kitchen is appointed with white shaker cabinetry, quartz countertops, a center island with stainless steel sink, and stainless-steel appliances including a gas range, vented microwave, and dishwasher—offering a clean, modern design perfect for both daily living and entertaining. Upstairs, the primary suite provides a comfortable retreat with a walk-in closet and a well-designed bathroom featuring dual vanities and a walk-in shower. Two additional bedrooms, a full bathroom, and an upstairs laundry room complete the second level. Additional highlights include a private driveway, charming front patio, and brand-new window coverings, contributing to a fresh and move-in ready presentation. A standout feature of this home is the exceptionally wide spacing between front and rear buildings, offering an open, airy feel comparable to a single-family residence and significantly enhancing privacy, natural light, and overall comfort. Residents will enjoy future resort-style amenities including parks, a dog park, pickleball courts, and a pool and spa, adding long-term lifestyle value. Conveniently located in the heart of Ontario Ranch, the home is within walking distance to a newly developed shopping plaza featuring a supermarket, retail stores including Ross Dress for Less, dining options such as McDonald’s, additional restaurants, and a fitness center—offering exceptional everyday convenience. A rare opportunity to own an almost new home in a fast-growing master-planned community, combining modern design, comfort, and strong long-term appeal. Don’t miss this opportunity.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Yuying Lin · Real Broker
Payment estimate
$4,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $540,000
- Principal & Interest
- $3,318
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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