3964 Rosena Ranch
San Bernardino, CA, 92407
$648,999
MLS: IG26112453
Beds
4
Baths
3
Sq Ft
2,292
Lot
0.10 ac
Year Built
2017
MLS #
IG26112453
Days on Market
27
Listed
May 23, 2026
Description
Location, Location, Location! Conveniently located near both the I-15 and I-215 freeways, offering easy access for commuters traveling throughout the Inland Empire and surrounding areas. Featuring a full bedroom and bathroom downstairs perfect for guests, visitors, or multigenerational living. This home offers an open concept floor plan with granite countertops, recessed lighting, upgraded flooring, leased solar, soft and reverse osmosis water throughout the home. The large primary suite is completed with a private sitting room/flex room, soaking tub, stand shower with a walk-in closet. Come check it out before it gone! Don’t miss your opportunity to tour this amazing home! Contact me today to schedule a showing today.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Amy Marie Fuentes-Quaid · Houzerz
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,106
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,900 · Loan: $584,099
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,765
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
- HOA dues
- $121
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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