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$999,999
MLS: SW26089642
Beds
4
Baths
3
Sq Ft
2,888
Lot
0.26 ac
Year Built
1932
MLS #
SW26089642
Days on Market
9
Listed
Apr 24, 2026
Description
Welcome to your ideal mountain retreat in Big Bear Lake—perfectly suited for both savvy investors and families looking to create lifelong memories. Whether you're seeking to generate income through a high-demand short-term rental or establish a personal getaway for year-round enjoyment, this property delivers. Located within walking distance to the lake, this home offers the best of every season—from snowboarding and cozy winter escapes to boating and sunny summer days on the water. Tucked away with exceptional privacy and generous spacing between neighboring homes, you’ll enjoy a peaceful, secluded setting that’s hard to find. The property features a rare flat entrance for easy year-round access—no steep winter conditions to worry about. There is ample parking, including two 2-car garages plus additional space for 4–5 vehicles, along with dedicated RV or boat parking—perfect for hosting guests or accommodating adventure gear. Inside, the home is thoughtfully designed for comfort and flexibility. The main level includes two bedrooms, while the second floor boasts two spacious master suites connected by Jack and Jill bathrooms. Step out onto the balcony to take in beautiful lake views and fresh mountain air. Outside, enjoy your own private playground space, ideal for families and guests alike. Best of all, the home comes fully furnished, allowing for immediate use—whether you’re ready to start generating rental income or begin enjoying it right away. This is more than just a home—it’s an opportunity to invest, unwind, and create unforgettable experiences in one of Southern California’s most sought-after destinations.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Leonardo Armas · Real Brokerage Technologies
Payment estimate
$7,411
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $100,000 · Loan: $899,999
- Principal & Interest
- $5,695
- Property tax (1.25%)
- $1,042
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $35,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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