39945 Trail Of The Whispering Pines
Big Bear Lake, CA, 92315
(No pictures available yet)
$575,000
MLS: IG26092564
Beds
2
Baths
2
Sq Ft
1,464
Lot
0.12 ac
Year Built
1977
MLS #
IG26092564
Days on Market
4
Listed
May 5, 2026
Description
Positioned in a desirable Big Bear Lake location with convenient access to the marina and Village, 39945 Trail of the Whispering Pines offers a well-designed mountain home that balances comfort, functionality, and lifestyle. This 2-bedroom, 2-bathroom property features vaulted ceilings and an open-concept design that allows natural light to fill the living space while maintaining a cozy, cabin-style feel. The main level features a bedroom and full bathroom, providing flexibility for guests or convenient single-level living. The living, kitchen, and dining areas flow together seamlessly, creating an open and welcoming space quintessential for gatherings, relaxation, or enjoying quiet evenings indoors. Upstairs, the loft adds versatility and character, offering additional room for use as a bonus sleeping area, office, creative space, and/or a book nook! The property includes a one-car garage and offers outdoor space suitable for a variety of activities, whether enjoying the fresh mountain air or creating your own outdoor retreat. The home is being offered furnished, providing a convenient move-in-ready opportunity. The Jeep in the garage is optional as part of the sale. Located near the marina and just minutes from the Village, the home is well-positioned to enjoy the Big Bear Lake lifestyle, morning walks along the shoreline, afternoons spent boating or paddleboarding, and evenings taking in the fresh mountain air. Nearby trails, local dining, and year-round recreational opportunities further enhance the setting. Whether used as a primary residence or second home, this property offers a comfortable mountain retreat with close proximity to the best of Big Bear Lake living.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$4,389
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500
- Principal & Interest
- $3,274
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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