400 Frances Street
Ventura, CA, 93003
$849,000
MLS: 226000707
Beds
3
Baths
1
Sq Ft
1,122
Lot
0.15 ac
Year Built
1951
MLS #
226000707
Days on Market
63
Listed
Feb 13, 2026
Description
Quaint Single-Story home, nicely upgraded. Located in Mid-Town Ventura and close to the Beach. Features include: Custom Front Door, Wood-like flooring in Living Rm & Front & Back Bedrooms, Third Bedroom with New Carpet. Remolded eat-in Kitchen with Tile Flooring, Newer Cabinets, Granite Counters, Tile Backsplash; Pantry with Pull-out Drawers; Newer Stove with 5 Burners; Dishwasher & Built-in Microwave. Side by Side Refrigerator with Freezer Drawer at bottom is included. Home interior has been freshly painted. Other Amenities include: Upgraded Bathroom with Tile Flooring; Crown Molding; Mirrored Closet Doors; Upgraded Baseboards & Doors & Two Ceiling Fans. Front Yard with concrete Driveway with ample parking. Paved RV with Gates at side Yard. Spacious backyard with Large Concrete Covered Patio & a Screened-in Porch off Kitchen, Plenty of Grassy Area, Several Fruit Trees of Orange, Lemon, Tangerine & Apricot. Backyard has Plenty of Room for a Pool or ADU. Come on By & Meet Your New Home!
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Mary Leyden · Moorpark Real Estate
Payment estimate
$6,198
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,900 · Loan: $764,100
- Principal & Interest
- $4,695
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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