4005 Madrid Avenue
Bakersfield, CA, 93309
$410,000
MLS: OC25263234
Beds
4
Baths
2
Sq Ft
2,420
Lot
0.18 ac
Year Built
1962
MLS #
OC25263234
Days on Market
130
Listed
Nov 19, 2025
Description
Price Reduction!! Remodeled Pool Home. Beautiful 2-story home on a Cul-De-Sac. 4 very spacious bedrooms and 2 full baths. Large Den and kitchen open to a large dining area with a view of the backyard via double French doors. Beautiful backyard with a fenced pool and gazebo filled with outdoor furniture for those who like to entertain or just relax in the backyard. This home is a MUST see. Bring your favorite realtor.
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: Isis Fanous-Sterling · Axios Realty
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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