4131 Pinewood Lake Drive
Bakersfield, CA, 93309
$399,000
MLS: V1-34020
Beds
4
Baths
3
Sq Ft
2,339
Lot
0.13 ac
Year Built
1979
MLS #
V1-34020
Days on Market
80
Listed
Jan 9, 2026
Description
Beautifully upgraded 4 bedroom, 2.5 bath home in the gated Pinewood Lake development. All of the flooring on the ground floor is beautiful Travertine tile. There is a spacious family room w/ a rock fireplace, exposed beams and vaulted ceilings, plus a formal dining room, a family room which also has a fireplace and a kitchen dining area. The kitchen upgrades include granite counters, updated cabinets, stainless-steel appliances and a decorative tile backsplash. You will love the master bedroom balcony overlooking the lake. The master bath has granite counters, Travertine tile flooring and floor to ceiling Travertine tile in the huge walk-in shower. In addition to the covered patio in the backyard, there is also a lovely side yard with brick ground cover and a wooden deck. The HOA common areas for the development include the lake, pool/spa, pool house, tennis courts, BBQ area, 2 RV parking areas, and landscaping, water, trash and sewer.
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: William Gordon · Watson Realty
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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