40062 164th Street
Lake Los Angeles, CA, 93591
$357,000
MLS: 26003381
Beds
3
Baths
2
Sq Ft
1,134
Lot
0.46 ac
Year Built
1989
MLS #
26003381
Days on Market
0
Listed
Apr 27, 2026
Description
Move-in ready 3-bedroom, 2-bath home in Lake Los Angeles! Step inside to a bright and welcoming living space featuring neutral paint tones that complement any style and create a warm, airy feel throughout. The cozy fireplace is perfect for those cold winter nights, making the living room an ideal place to relax and unwind. The kitchen offers refinished countertops and stainless steel appliances, providing a clean, modern touch while maintaining functionality for everyday living. Both bathrooms have been tastefully updated with refinished bathtubs, adding to the home's fresh and well-cared-for appeal. Down the hallway, you'll find comfortable bedrooms filled with natural light, offering flexibility for family, guests, or a home office. Step outside and imagine the possibilities to create your own outdoor retreat. With a brand-new roof and thoughtful updates throughout, this home is truly move-in ready. A great opportunity to own a charming home with modern touches in a growing area--come see it for yourself!
Location
Lake Los Angeles, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Marcie Rivera · East Valley Real Estate
Payment estimate
$2,780
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,700 · Loan: $321,300
- Principal & Interest
- $1,974
- Property tax (1.25%)
- $372
- Homeowners insurance
- $300
- Mortgage insurance
- $134
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Los Angeles home with as little as 3.5% down using an FHA loan — roughly $12,495 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Lake Los Angeles. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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