ActiveSingle Family Residence

40141 E 174th Street

Palmdale, CA, 93591

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$380,000

MLS: 26003880

Beds

3

Baths

2

Sq Ft

1,143

Lot

0.52 ac

Year Built

1978

MLS #

26003880

Days on Market

0

Listed

May 14, 2026

Description

Welcome to this unique property located in Lake Los Angeles, offering space, privacy, and endless potential! Situated on a generous lot, this home is perfect for those seeking a peaceful lifestyle with room to grow. The property features an abundance of mature fruit trees and includes stalls already built for animals, ideal for horses, livestock, or hobby farming. Enjoy wide open surroundings with plenty of space for RV access, recreational toys, outdoor entertaining, or future expansion. Conveniently located within reach of Palmdale amenities while still offering the tranquility of country-style living. Don't miss this amazing opportunity! Property has solar panel lease that buyer will assume.

Location

Palmdale, Los Angeles County, CA 93591

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Listed by: Gloria Ocegueda · Keller Williams Realty A.V.

Payment estimate

$2,969

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $38,000 · Loan: $342,000

%
Principal & Interest
$2,130
Property tax (1.25%)
$396
Homeowners insurance
$300
Mortgage insurance
$143
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Lake Los Angeles, CA in context

Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

See every active home in Lake Los Angeles

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $13,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.

Similar Homes Nearby

Active and pending listings in ZIP 93591 (Palmdale)within ±10% of this home's price and size.

Local Market Stats

See Palmdale, CA 93591 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.