401 Cibola
Needles, CA, 92363
$139,000
MLS: PW26079027
Beds
3
Baths
3
Sq Ft
1,398
Lot
0.13 ac
Year Built
1912
MLS #
PW26079027
Days on Market
1
Listed
Apr 13, 2026
Description
Move-In Ready River-Close Retreat in Needles! Welcome to 401 Cibola, a beautifully remodeled two-story home that blends comfort, convenience, and adventure. With 3 bedrooms, 2 full bathrooms, and spacious living areas, this property is designed for everyday living and seasonal getaways alike. Step inside to a light-filled living room featuring a cozy fireplace and a versatile bonus space perfect for a home office, reading nook, or conversation area. The dedicated dining room is ideal for hosting gatherings, while the convenient downstairs bedroom and full bath offer flexible living options for guests or multi-generational households. Upstairs, two additional bedrooms and another full bath provide plenty of space and privacy. Fresh interior and exterior paint and new laminate flooring make this home truly turnkey and move-in ready. This beautiful home also has a basement and an attic space for storage. Outside, the property shines with ample parking, including a large carport and room for RV or boat storage. A fully fenced rear yard offers privacy and space for entertaining, pets, or relaxing after a day of desert or river fun. Located in the welcoming community of Needles, CA, this home is just minutes from the Colorado River launch ramps for boating, fishing, and water sports, as well as the nearby desert trails for off-road adventures. Convenient freeway access to Interstate 40 makes travel a breeze, whether you’re heading to Lake Havasu, Bullhead City, Laughlin, or even Las Vegas. Beautifully updated, perfectly located, and ready for new memories — 401 Cibola is a home you won’t want to miss!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Cindy Tittle · Preferred Home Brokers
Payment estimate
$1,266
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $13,900 · Loan: $125,100
- Principal & Interest
- $769
- Property tax (1.25%)
- $145
- Homeowners insurance
- $300
- Mortgage insurance
- $52
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $4,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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