915 E Matilija Street
Ojai, CA, 93023
$1,295,000
MLS: V1-32663
Beds
5
Baths
3
Sq Ft
2,100
Lot
0.14 ac
Year Built
2010
MLS #
V1-32663
Days on Market
95
Listed
Oct 2, 2025
Description
Located on a quiet cul-de-sac surrounded by Valley Oaks, this 4 bedroom 2 bath Craftsman style bungalow has been tastefully updated throughout. New dual pane windows, fresh paint, Energy Star throughout, new landscaping, Engineered Oak floors, new lighting, and a new owned solar system with warranty are just some of great new additions to this home.An impressive brand new kitchen features beautiful white appliances, a breakfast bar and a dining area and easy access to the laundry room. The primary bedroom includes an en-suite bathroom with dual vanity, deep soaking tub, separate shower and a slider leading out to a finished shed with recessed lighting and electrical.As if all that weren't enough, there is a separate, private, legal ADU sporting one bedroom, one bath and 582 Sq. Ft. This unit was updated in the last 5 years and includes newer appliances, mini split, and a bedroom with French doors that lead out to a completely separate and private yard. This unit also comes with a finished shed that would make a great office, studio or yoga room. All a short distance to town, the possibilities are endless.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Kelly Thomas · LIV Sothebys Ojai
Payment estimate
$9,296
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,500 · Loan: $1,165,500
- Principal & Interest
- $7,161
- Property tax (1.25%)
- $1,349
- Homeowners insurance
- $300
- Mortgage insurance
- $486
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $45,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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