4010 E Catalina Street
Ontario, CA, 91761
$815,000
MLS: WS26041504
Beds
5
Baths
3
Sq Ft
2,780
Lot
0.09 ac
Year Built
2023
MLS #
WS26041504
Days on Market
46
Listed
Feb 25, 2026
Description
Stop searching and start earning with this beautifully maintained 5-bedroom, 3-bathroom home in Ontario Ranch, priced below nearby comps. Featuring a bright great room with built-in media shelves, modern fireplace, and abundant natural light, the open floor plan flows into a gourmet kitchen with quartz countertops, shaker cabinets, stainless-steel appliances, island, and breakfast bar. A bedroom and full bath downstairs provide flexibility, while the upstairs offers a spacious loft, perfect for entertainment or a home office. The primary suite includes a walk-in closet, dual vanities, soaking tub, and separate shower. Energy-efficient paid-off solar panels, a laundry room with utility sink, and a landscaped backyard with artificial turf add comfort and convenience. Across the street, enjoy playgrounds and picnic areas, with major shopping, dining, and freeway access minutes away. Whether for investment or personal living, this property delivers immediate rental income and long-term appreciation potential.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: SAM LEE · California Landmark Realty Inc
Payment estimate
$5,961
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,500 · Loan: $733,500
- Principal & Interest
- $4,507
- Property tax (1.25%)
- $849
- Homeowners insurance
- $300
- Mortgage insurance
- $306
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $28,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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