40104 166th Street E
Lake Los Angeles, CA, 93591
$415,000
MLS: CV26146473
Beds
3
Baths
2
Sq Ft
1,320
Lot
0.49 ac
Year Built
1986
MLS #
CV26146473
Days on Market
1
Listed
Jul 6, 2026
Description
Welcome to 40104 166th St E. This freshly updated 3 bedroom, 2 bathroom home sits on a spacious .49 acre lot in Lake Los Angeles, offering nearly half an acre of room to spread out, garden, or simply enjoy the wide open desert sky. Inside, the home has been thoughtfully refreshed from top to bottom. New interior and exterior paint brightens every room, and durable laminate wood look flooring runs throughout for a clean, cohesive feel. The open living and dining area centers around a striking fireplace with a bold dark accent wall, creating a warm gathering space that flows easily into the kitchen. There, white shaker cabinetry, dark speckled quartz countertops, and stainless steel appliances bring a modern, move in ready feel to everyday cooking. A sliding glass door off the dining area opens to the backyard, keeping indoor and outdoor living connected. The primary bedroom offers a private ensuite bathroom, while a second full bathroom serves the additional bedrooms with a clean, updated finish. Outside, a brick perimeter wall and mature shade trees frame the front of the home, adding curb appeal and a sense of privacy from the street. Set on a generous lot with room to make it your own, this home is a wonderful opportunity in Lake Los Angeles, within easy reach of the Antelope Valley's everyday conveniences and open desert lifestyle.
Location
Lake Los Angeles, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Ariana Dooley · Coldwell Banker Icon
Payment estimate
$3,232
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
Average 30-yr fixed rate 6.43% as of Jul 2, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,344
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 2, 2026
- 30-year fixed
- 6.43%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson knows the Lake Los Angeles and east-AV acreage market and has guided buyers here since 2005. If you are evaluating homes in Lake Los Angeles, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Los Angeles home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Lake Los Angeles. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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