40172 Highland Rd.
Big Bear Lake, CA, 92315
$399,900
MLS: IV26038472
Beds
2
Baths
1
Sq Ft
792
Lot
0.18 ac
Year Built
1942
MLS #
IV26038472
Days on Market
46
Listed
Feb 23, 2026
Description
PRICE REDUCTION. . . Seller very motivated!!! Come and see this beautiful property in the City of Big Bear Lake. . . This property offers 2 bedrooms, and 1 full size bathroom, granite kitchen counter tops, and detached garage that could easely be converted into an ADU, workshop or perhaps a small guess house. It is surrounded by trees and nature and is close to the lake, and store facilities. The house also offers a large lot for toys and entertainment with friends and family or RV parking. This property was fully remodeled approximately 3 years ago. Records show only 1 bedroom; However it physically has 2 bedrooms with closets. This is the way it has been since owned by seller. If you enjoy the beauty of nature, bright light and quietness this is trully a beautiful place to be in.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: MARIA RODERICK · VITAL'S REALTY HOMES AND LOANS
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,211
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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