402 Holmes
Sugarloaf, CA, 92386
$360,000
MLS: IG26040603
Beds
3
Baths
2
Sq Ft
1,210
Lot
0.11 ac
Year Built
1950
MLS #
IG26040603
Days on Market
3
Listed
Mar 9, 2026
Description
Welcome to 402 Holmes Lane in Sugarloaf, a beautifully remodeled 3-bedroom, 1.5-bath home offering approximately 1,200 sq ft of living space on a 5,000 sq ft lot. Renovated in 2021, this property showcases quality upgrades throughout with modern finishes and thoughtful design. Interior features include new vinyl plank flooring throughout, smooth-finished walls, 4-inch maple baseboards, custom door trim, and modern 5-panel interior doors. The spacious living area offers two wood-burning fireplaces and a mini-split heat pump system in the kitchen/living area for efficient heating and cooling. All new LED recessed lighting enhances the bright, contemporary feel. The fully updated kitchen features quartz countertops with a waterfall island, new cabinetry with soft-close hinges, and included appliances. Washer and dryer are also included in the sale. The bathroom has been completely remodeled with quartz slab walls, new tub, new vanity, and new toilets. Major system upgrades include new PEX plumbing and sewer lines, new electrical wiring throughout with a 200-amp panel, new double-pane windows and sliding glass door, new glass entry door, new 6-inch fascia, and a new asphalt shingle roof. Exterior improvements include fresh white paint with black trim, low-voltage deck lighting, new deck railing with oak posts and stainless steel rods, and mature fruit trees including apple, plum, and fig. Property is being sold furnished, offering a true turnkey opportunity.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: REGINA SMITH · KELLER WILLIAMS REALTY
Payment estimate
$2,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,000 · Loan: $324,000
- Principal & Interest
- $1,991
- Property tax (1.25%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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