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ActiveSingleFamilyResidence

4020 Josephine

Lynwood, CA, 90262

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$728,000

MLS: MB26166538

Beds

3

Baths

1

Sq Ft

1,028

Lot

0.12 ac

Year Built

1941

MLS #

MB26166538

Days on Market

13

Listed

Aug 6, 2026

Description

Beautifully renovated and thoughtfully updated, 4020 Josephine Street offers the comfort of modern living, timeless design, and flexibility for years to come. Behind a secure gated front yard and private driveway, this move-in-ready residence combines contemporary finishes, everyday functionality, and long-term potential. From the secure gated entrance and extended driveway to the detached two-car garage and expansive backyard, this property offers an ideal balance of privacy, functionality, and future possibilities. Whether you're purchasing your first home, downsizing, or simply looking for a move-in-ready residence, this home accommodates a variety of lifestyles. Offering three generously sized bedrooms, a beautifully appointed bathroom, and a dedicated dining area, the home has been refreshed with modern living in mind. The remodeled kitchen features new timeless cabinetry, new modern countertops, a designer tile backsplash, matte black hardware, and a complete suite of new stainless steel appliances, including the stove, range hood, microwave, plus a new washer and dryer all included! Natural light fills the home through new dual-pane windows, while multiple energy-efficient mini-split systems provide year-round comfort. Fresh interior paint and a newly finished smooth stucco exterior create a bright, inviting atmosphere inside and out. Enjoy a landscaped front yard, spacious backyard perfect for entertaining or relaxing, and the versatility of a detached two-car garage. Ideal for parking, storage, a workshop, or future ADU potential (buyer to verify with the City of Lynwood). Conveniently located near parks, schools, walking trails, shopping, dining, and major freeways, 4020 Josephine Street offers comfort, convenience, and opportunity. Move-in ready today. Flexible for tomorrow. All buyers are welcomed. Schedule your private tour today. Se Habla Español.

Location

Lynwood, Los Angeles County, CA 90262

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Listed by: RICK BARRAZA · VISTA REALTY, INC.

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,546

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $72,800 · Loan: $655,200

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,215
Property tax (1.25%)
$758
Homeowners insurance
$300
Mortgage insurance
$273
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lynwood home with as little as 3.5% down using an FHA loan — roughly $25,480 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Lynwood, CA 90262 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.