40205 E 162nd Street
Palmdale, CA, 93591
$419,900
MLS: 26000268
Beds
3
Baths
2
Sq Ft
1,176
Lot
0.48 ac
Year Built
1979
MLS #
26000268
Days on Market
96
Listed
May 3, 2026
Description
CORNER LOT home on a 20,908 Sq Ft LOT. This home sweet home offers laminate flooring throughout, and tile flooring in the kitchen, and bathrooms. The kitchen offers granite counter tops, and stainless-steel appliances. The family room offers a cozy fireplace, perfect for all those winter nights. Best part of all, this home is located in a quiet and friendly neighborhood.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Israel Sanchez · Century 21 Doug Anderson
Payment estimate
$3,234
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,990 · Loan: $377,910
- Principal & Interest
- $2,339
- Property tax (1.25%)
- $437
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 30, 2026
- 30-year fixed
- 6.30%
- 15-year fixed
- 5.64%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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