40214 174th E
Palmdale, CA, 93591
$250,000
MLS: DW26010045
Beds
2
Baths
1
Sq Ft
850
Lot
0.56 ac
Year Built
1978
MLS #
DW26010045
Days on Market
95
Listed
Jan 14, 2026
Description
Charming 2 bedroom 1 bath home that is all electrical & equipped with Solar Power. Nice open floor plan with living room and wood burning fireplace. The kitchen has white cabinets and appliances. There is a sliding glass door off breakfast nook. It leads to backyard and access 2 car garage. bedrooms with ceiling fans and laminate flooring. Spacious bathroom off hall with shower/tub combo and upgraded sinks + flooring. Parcel is 24,281SF with chain link fencing at backyard and wood fencing surrounding front yard.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Richard Montano · Realty World 5 Star Brokers
Payment estimate
$2,037
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $225,000
- Principal & Interest
- $1,382
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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