40226 Guinan
Big Bear Lake, CA, 92315
$399,900
MLS: PW25267091
Beds
2
Baths
2
Sq Ft
1,000
Lot
0.14 ac
Year Built
1948
MLS #
PW25267091
Days on Market
133
Listed
Nov 26, 2025
Description
ESCAPE TO THIS CHARMING MOUNTAIN RETREAT IN THE HEART OF BIG BEAR LAKE! Ideally located just minutes from the lake, marinas, the Village, ski resorts, snow play, and all the best Big Bear amenities. Step inside and immediately feel the warmth of the knotty pine tongue-and-groove walls and ceilings, giving the home its timeless rustic charm. This inviting single-story layout offers an open living area anchored by a classic brick fireplace, along with a fully equipped kitchen featuring abundant cabinetry, butcher-block counters, and slate flooring. Two spacious bedrooms and updated slate-floored bathrooms provide comfort and convenience, along with washer/dryer hookups. A two-car detached garage offers even more versatility with its freestanding wood-burning stove and convenient half bath. Enjoy the low-maintenance front yard with white vinyl fencing, synthetic turf, and Trex-style decking—perfect for year-round enjoyment. Southern exposure ensures quick snow melt, and the large driveway provides plenty of off-street parking. A sizable storage shed in the backyard adds even more functionality. Whether you're seeking a full-time home, a weekend escape, or an income-producing investment, this mountain gem is ready to welcome you.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Mike Wochner · RE/MAX BIG BEAR
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,211
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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