40333 E 168th Street
Palmdale, CA, 93591
$425,000
MLS: 26000825
Beds
3
Baths
2
Sq Ft
1,305
Lot
0.47 ac
Year Built
1987
MLS #
26000825
Days on Market
37
Listed
Jan 31, 2026
Description
Welcome to this well-maintained 3-bedroom, 2-bathroom home in Lake Los Angeles. The interior features easy-care tile flooring and a cozy fireplace in the living room. Situated on a 0.47-acre lot, there is plenty of room for RV parking and desert toys. Front gate with remote-control entry. Enjoy outdoor living on the concrete back patio, perfect for BBQ's ready for you to move in!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Adriana Sotelo Romero · Keller Williams Realty A.V.
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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