40103 E 169th Street
Palmdale, CA, 93591
$399,995
MLS: 26000840
Beds
3
Baths
2
Sq Ft
1,100
Lot
0.47 ac
Year Built
1982
MLS #
26000840
Days on Market
83
Listed
Feb 1, 2026
Description
Charming Updated Home on 1/2 Acre Lot! This 3-bedroom, 2-bath home sits on a spacious half-acre lot, offering room to expand, create, or simply enjoy the open space. Recent upgrades include new windows, new roof, new septic system, and new flooring, giving the home a fresh and move-in-ready feel. The property also includes multiple storage containers, perfect for tools, equipment, or extra workspace. Whether you're looking for room to grow or a property with flexibility, this one checks the boxes. Don't miss this opportunity! Reach out today for your private showing.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26023127
Listed by: Shelly Self · RE/MAX All-Pro
Payment estimate
$3,137
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,995
- Principal & Interest
- $2,271
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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