40103 E 169th Street
Palmdale, CA, 93591
$399,995
MLS: 26000840
Beds
3
Baths
2
Sq Ft
1,100
Lot
0.47 ac
Year Built
1982
MLS #
26000840
Days on Market
83
Listed
Feb 1, 2026
Description
Charming Updated Home on 1/2 Acre Lot! This 3-bedroom, 2-bath home sits on a spacious half-acre lot, offering room to expand, create, or simply enjoy the open space. Recent upgrades include new windows, new roof, new septic system, and new flooring, giving the home a fresh and move-in-ready feel. The property also includes multiple storage containers, perfect for tools, equipment, or extra workspace. Whether you're looking for room to grow or a property with flexibility, this one checks the boxes. Don't miss this opportunity! Reach out today for your private showing.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Shelly Self · RE/MAX All-Pro
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,995
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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