4045 Sunset Lane
Oxnard, CA, 93035
$1,399,999
MLS: SR26059584
Beds
3
Baths
3
Sq Ft
2,098
Lot
—
Year Built
1974
MLS #
SR26059584
Days on Market
89
Listed
Mar 19, 2026
Description
This beach house is in the market for the first time since being built in 1981 by the owner. This is a 2 story house as versatile as it can be converted into 2 separate dwellings. The main entry door is transitioned by an Italian ceramic tiled entry hall which leads up to the second floor while the first floor is secured by its own separate entry door which leads to main living room and next to it is a wet bar which can be a kitchenette or a mini eat in corner. The first floor has its own bedroom and full bath. When you ascend the floor it is illuminated by a chandelier located up high into volume vaulted 14ft wood beam ceiling which covered the entire area of the house. The spacious living room has a fireplace and then there is a study area which can be converted into an office or small bedroom. The main bedroom and secondary bedroom on the second floor share a full bathroom with standing shower stall and separate porcelain tub. This kitchen is cute and functional with ample cabinets. Some upgrading and minor renovation of the kitchen and appliances as well as the floor and carpet will bring the 80's look to its real modern charm. There is a dedicated area for washer and dryer off the garage that has enclosed storage cabinets. This property has undergone some upgrades in 2009 and 2017 when the roofs were re-stucco. The property has two patio walkways and an ocean shore view that is easily accessible around 600ft. away
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Sandy Loree · Sandy Loree Realty
Payment estimate
$10,264
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $140,000 · Loan: $1,259,999
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,981
- Property tax (1.25%)
- $1,458
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $49,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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