4047 Golden Terrace Lane
Chino Hills, CA, 91709
$1,538,000
MLS: CV26141611
Beds
4
Baths
5
Sq Ft
3,412
Lot
0.20 ac
Year Built
2007
MLS #
CV26141611
Days on Market
28
Listed
Jul 8, 2026
Description
This beautiful upgraded and well maintained home in the gated Ridgegate community of Chino Hills, this well-designed 4-bedroom, 4.5-bath home ,easily convertible to a 5- bedroom home, offers 3,412 sqft of living space on a premium 8,729 sqft corner lot. Upon entry, you are welcomed by a spacious living room and formal dining area, creating an open and inviting setting for gatherings. The family room with fireplace and media center. The gourmet kitchen with center island, granite counter tops, walk-in pantry, KitchenAid stainless-steel appliances, including 6-burner cooktop, built-in microwave, oven and dishwasher. The main level features a private bedroom suite, ideal for guests or multi-generational living. Upstairs with a large versatile loft providing additional living space, perfect for a secondary family area, office, playroom or can be easily converted to the 5th bedroom. The large primary suite offers a comfortable retreat area filled with natural light, a private balcony and a large walk-in closet. Primary bathroom with dual sinks, bathtub and separate shower with frameless glass enclosures. Two additional en-suite bedrooms are thoughtfully arranged for privacy and convenience. Other notable features including new vinyl flooring in living room, family room and downstairs bedroom, wood shutters, custom two-tone paint, upstairs laundry with sink. Professionally landscaped gardens, the lovely courtyard is a good connection of indoor-outdoor flow and flexibility for entertaining. The large back yard and side yard—enhanced by the corner lot positioning—adds valuable outdoor space rarely found in the community. In the prestigious gated Ridgegate community, excellent Chino Hills schools.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Alex Zhao · RE/MAX MASTERS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,754
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $153,800 · Loan: $1,384,200
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,895
- Property tax (1.25%)
- $1,602
- Homeowners insurance
- $300
- Mortgage insurance
- $577
- HOA dues
- $380
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $53,830 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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