4060 Tradewinds Drive
Oxnard, CA, 93035
$949,990
MLS: SR26027794
Beds
2
Baths
2
Sq Ft
1,700
Lot
0.04 ac
Year Built
2018
MLS #
SR26027794
Days on Market
1
Listed
Feb 8, 2026
Description
Welcome to resort-style coastal living in the highly sought-after Seabridge community. This beautifully designed single-level 2-bedroom, 2-bath residence offers modern finishes, an open-concept layout, and effortless comfort in one of the area’s most desirable waterfront settings. The home is available to be sold furnished, offering a turnkey opportunity for buyers seeking an easy move-in or ideal coastal retreat. The home features a thoughtfully designed kitchen with European-style cabinetry, premium stainless steel appliances, and generous workspace — perfect for both everyday living and entertaining. Two assigned parking spaces in the secure garage, on-site bicycle storage, and electric vehicle charging stations add convenience to the upscale lifestyle. Residents of The Enclave enjoy exclusive access to exceptional amenities including a waterside outdoor kitchen, fireplace lounge, fire table gathering areas, sparkling pool, clubhouse with fitness center, and dedicated yoga/meditation space... all surrounded by beautiful harbor views. Ideally located near the marina, shops, dining, and coastal recreation, this is a rare opportunity to experience luxury harbor living in the heart of Seabridge.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Nathan Butcher · eXp Realty of California Inc.
Payment estimate
$6,899
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,999 · Loan: $854,991
- Principal & Interest
- $5,253
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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